Making progress!


I have been trying to make some headway on our debt for quite some time.  I tried following Dave Ramsey’s method but had a really hard time of living such a “tight-wad” (my wording, not his) life style.

Living paycheck to paycheck is absolutely no fun.  This year I decided I needed to make a dent in the debt we had / have.

  • Motorcycle Loan
  • Credit Card Debt
  • Medical Debt
  • Student Loan

The past couple of years I have done the 52 week challenge in hopes that in 5 years we could take a nice vacation.  Interest rates in a savings account are an absolute joke, I decided it was currently a much better investment to kill some of this debt.  After a ton of debating I went ahead and drained that 52 week challenge money to get rid of the Motorcycle Loan.

I have been direct depositing a set amount of dollars away each paycheck for our mortgage as well.  Well there was enough sitting in there to destroy that Credit Card Debt!



FINALLY!  Some breathing room!!

Now we are just left with some Medical Debt, which I will be getting knocked down as soon as humanly possible.

Once we get the Medical Debt gone I am thinking we will save a little extra and take a long weekend trip somewhere to celebrate.  It is well deserved.  No matter what anyone says, this is a long road of frustration, stress, headaches, indecision, etc…

Then we are just left with the Student Loan.  That is going to take a little bit but with the breathing room we will have from the other stuff gone, I dont think it is going to take as long as I am thinking it will.

Starting over

I keep saying I am going to keep my blog up to date and keep procrastinating.  Well time to hit the reset button and see if I can keep up.


Going to be posting about any randomness that comes to mind; family, photography, tech, comics, toys, travels, paranormal, etc..  Anything I find interesting.